Your software and service partner for digital transformation

G+D Netcetera supports pension funds, occupational benefits institutions and financial institutions as a reliable software and service partner for digital transformation. We combine deep industry expertise with technological excellence and help our customers develop their processes, system landscapes and digital services holistically — from proven standard solutions and targeted extensions to tailored digital solutions and intelligently supported stages of development.

With P40, we offer a modern, comprehensive software solution for Swiss pension funds. The platform is Swiss made, Swiss hosted and 100% BVG-compliant and combines core functions in one integrated solution: from member administration, contribution management, risk benefits and reporting to self-service portals for employers and insured persons, regulatory compliance, and modern interfaces and APIs for integration with connected systems. End-to-end, process-driven workflows and a high degree of automation create the basis for stable, efficient and future-ready operations. Pension funds using P40 reduce their administrative workload by 30–40%. At the same time, the modern operating model with predictable SaaS costs enables a reduction in IT operating costs of up to 20–30%.

P40 is therefore far more than an administration system: it provides a strong digital foundation for modern pension fund administration and already delivers broad functional coverage as a standard solution. At the same time, it creates the flexibility to address more advanced requirements in a targeted way — whether through additional integrations, new digital services or specific extensions for individual operating models.

Beyond that, G+D Netcetera supports pension funds in developing their digital capabilities across different stages of maturity: from Transformation & Readiness to Platforms, Integration & Cloud, all the way to digital services, automation and AI-supported processes. This includes, for example, additional cockpit and reporting solutions, intelligent document processing, chatbots or customer-specific specialist modules that integrate seamlessly into existing platforms.

This makes it possible to unlock automation potential in a targeted way, design processes more intelligently and expand digital services effectively. The result is solutions that not only digitise existing workflows, but also simplify operations noticeably, reduce the burden on employees and create new opportunities for interaction, steering and scalability.

G+D Netcetera also brings this expertise to new fields of application. In addition to traditional pension fund administration, we are increasingly addressing adjacent platform and service models — for example for pillar 3a and vested benefits.

As a leading European software company with Swiss roots, G+D Netcetera has been developing future-ready digital solutions for highly regulated industries for more than 30 years. The company was founded in 1996 and today employs around 1,200 experts at its headquarters in Zurich and at additional locations across Europe. Since 2020, G+D Netcetera has been part of Giesecke+Devrient (G+D) as its Trusted Software Division — and therefore part of an internationally established corporate group that builds trust in the digital age through integrated security technologies.